General information
- Structured products are investment products available to the public whose repayment value derives from the development of one or several underlying assets. Underlying assets are investments such as shares, interest, foreign currency or raw materials such as gold, crude oil, copper or sugar. Structured products are a combination of a traditional investment (e.g. bond) and a derivative financial instrument.
- A suitable product can be created for virtually every derivative strategy, market expectation (growing, sideways-moving, sinking) and risk profile (conservative, balanced, aggressive).
- Most widely used are products with full or partial capital protection or optimum risk-yield ratios. More information on the workings of structured products is available under Product Types.
- Legally, structured products are obligations for whose fulfillment the issuer is liable with all of its assets. Unlike an investment fund of special assets specially protected by law, structured products are not subject to the CISA Collective Investment Schemes Act. Which makes the credit rating of the debtor (issuer) of a structured product of considerable importance to the investor.
- The investment category of structured products is of great importance to the Swiss Financial Center and the country's asset management industry. The category has seen considerable growth in recent years and has made a significant economic impact. SSPA publishes current market figures in its market reports.